Behind on your books? Catch-up is priced per month behind and finished in 14 working days.Book a free 15-minute review
Ledgermere
  1. Home
  2. Xero bookkeeping
Xero bookkeeping, VAT & MTD

Xero reconciled to the penny and closed on a fixed date. Late, and that month is free.

Outsourced bookkeeping inside your own Xero organisation, for UK and US businesses. Bank rules that do the routine work, VAT figures ready before the deadline, and records kept the way Making Tax Digital expects.

  • Fixed fee in writing
  • No setup fee
  • No contract
  • First month money back
October close · Example Café LtdSent 10 Nov, on the agreed date
£48,210Sales
£39,870Costs
£4,212.80VAT due
Bank reconciliation · Xero
Business current account£0.00
Card terminal clearing£0.00
Business credit card£0.00
Difference to statements£0.00
VAT return ready for MTDReceipts matched in DextDue 7 December

Example figures. The full reports live in your own Xero.

Sound familiar?

Xero is only as good as the bank rules and the reconciliation behind it.

A few rushed "OK" clicks on the reconcile screen and the VAT figure is wrong, the suspense account fills up, and the year-end accountant starts sending questions.

We reconcile every account properly each month, so the numbers you submit are numbers you can stand behind.

"There are 600 items waiting on the reconcile screen."Bank reconciliation
"I'm not sure the VAT return is right."VAT · MTD
"Receipts are in Dext but nothing matches."Receipt capture
"Card terminal payouts never agree with sales."Clearing accounts
"My accountant does the year-end and the bookkeeping is a mess."Year-end
What we do every month

Monthly Xero bookkeeping, finished on the date we agree.

Bank reconciliation

Every bank, card and loan account reconciled in Xero and checked against its statement balance, not just cleared from the screen.

Bank rules that work

Rules built and pruned so routine transactions code themselves correctly and odd ones still come to a person.

Dext and Hubdoc

Receipts and bills published from Dext or Hubdoc and matched to the bank line, so every cost has its paperwork.

VAT returns prepared

VAT codes checked line by line and the return prepared in Xero for your review before you or your accountant submit it through MTD.

MTD for Income Tax updates

For sole traders and landlords in scope, quarterly records kept current and ready for each update.

Reports with a note

Profit and loss, balance sheet and a five-line note on what changed, delivered on your close date.

Making Tax Digital

MTD for Income Tax has started. Quarterly updates need quarterly bookkeeping.

From 6 April 2026, sole traders and landlords with qualifying income over £50,000 keep digital records and send HMRC an update every quarter. The threshold drops to £30,000 from April 2027 and £20,000 from April 2028.

Next quarterly update deadline: 7 February.

Quarterly update deadlines
Quarter to 5 Jul7 Aug
Quarter to 5 Oct7 Nov
Quarter to 5 Jan7 Feb

The fourth update, for the quarter to 5 April, is due 7 May. VAT-registered businesses already keep VAT records under MTD for VAT. We keep your Xero current every month, so each update is a review, not a scramble.

Xero cleanup and catch-up

Behind in Xero? One fixed price and a finish date.

Up to twelve months behind is closed within 14 working days of access, oldest month first. Start Monday and twelve months are closed by the following month.

What we usually find
  • Hundreds of unreconciled bank lines
  • A suspense account nobody has cleared
  • Wrong VAT codes on recurring costs
  • Card terminal payouts posted as sales
  • Duplicate bills from Dext and manual entry
What we do
  • A fixed quote in writing: $150 a month behind up to 100 transactions
  • Each month reconciled to its statement, then locked
  • One list of questions instead of an email trail
  • A note of every correction for your accountant
What you get

Current books, VAT figures you can stand behind, and a monthly close from the next month with your first monthly close free. Moving from QuickBooks or Sage? Migrations are quoted after a short call.

Xero bookkeeping pricing

Priced by transactions. Fixed for twelve months.

No hourly billing, no setup fee, no contract. UK clients pay the equivalent in pounds at the day's exchange rate.

Founding rate · 3 places leftEssentialsUp to 100 transactions a month
$250 /month

Founding clients pay $199 a month for their first six months.

  • Up to 3 bank and card accounts reconciled
  • P&L, balance sheet and close note on your date
  • Quarterly 30-minute numbers call
  • QuickBooks Online or Xero
Book a free review
Most businessesGrowth101 to 250 transactions a month
$400 /month
  • Everything in Essentials, up to 6 accounts
  • Bills and invoices tracked
  • Sales tax or VAT figures prepared
  • 30-minute monthly review call
Book a free review
DirectionUp to 400 transactions a month
$900 /month
  • Everything in Growth
  • 13-week cash forecast, refreshed every close
  • 45-minute monthly call on margins and runway
  • One investment appraisal a year
Book a free review
QuickBooks & Xero catch-up
$150 per month behind

$150 a month behind up to 100 transactions, $250 for 101 to 250, busier months quoted. Minimum $450. Up to twelve months closed within 14 working days of access. Continue monthly afterwards and your first monthly close is free.

Price it now

Included when you start any monthly plan

About $600 of one-time work, included from day one.
Set-up and chart-of-accounts tidy

Categories rebuilt around how your business runs, so reports describe your business, not the software's defaults.

On its own $250Included
Bank rules and receipt capture

Feeds, rules and receipt capture set up once, so paperwork arrives on its own.

On its own $150Included
Year-end pack for your CPA

Twelve closed months, the schedules they ask for and a cover note, sent before they ask.

On its own $200Included

Prices in US dollars; UK clients pay the equivalent in pounds at the day's exchange rate. Extra bank or card accounts $25 a month each. Pay twelve months up front and get two months free. Not included: income tax returns, payroll processing, paying bills on your behalf, inventory costing, and books for more than one company or entity.

Price it in 30 seconds

What would your books cost?

Your software

A transaction is one line on a bank or card statement. A unit is one rentable door.

Your fixed price
Monthly plan$850/mo
Catch-up$2,800
First monthly close−$850
To get current$2,800

Closed within 14 working days of access.

Book this price
Free 15-minute books review

Pick a time. Leave with a fixed price in writing.

We look at your software, your volume and how far behind you are. Within one working day you get a written quote with a finish date. If we aren't the right fit, we'll say so and point you to someone who is.

  • A fixed monthly price, and a fixed catch-up price if you're behind
  • The date your books will be current
  • The three biggest problems we can see, and how to fix them yourself if you'd rather

We take on four new clients a month, so every close date holds. Next start date: Monday.

  1. 1About your books
  2. 2Pick a time
  3. 3Confirm
Which software are your books in?
What do you need?
Takes about 40 seconds.
Xero bookkeeping FAQ

Questions business owners ask us.

How much does a Xero bookkeeper cost?

At Ledgermere, monthly Xero bookkeeping is a fixed fee by transaction volume: $250 a month for up to 100 transactions, $400 for 101 to 250, and $900 for up to 400 with a 13-week cash forecast. UK clients pay the equivalent in pounds. There's no setup fee and no contract.

Do you submit VAT returns?

We prepare the VAT return in Xero, check the VAT codes line by line and send it to you or your accountant to review and submit through Making Tax Digital. We don't act as your tax agent with HMRC.

Who has to use MTD for Income Tax?

From 6 April 2026, sole traders and landlords with qualifying income over £50,000 must keep digital records and send quarterly updates to HMRC. The threshold falls to £30,000 from April 2027 and £20,000 from April 2028. Quarterly updates are due on 7 August, 7 November, 7 February and 7 May.

Do you work in our Xero organisation?

Yes. You invite us as a user with the Standard or Adviser role in your own Xero organisation. Your data stays in your account and you can remove us at any time.

Do you work with our accountant?

Yes. Your accountant keeps the year-end accounts and tax returns. They get twelve closed months and a note of every correction we made, before they ask.

Do you work with US businesses on Xero?

Yes. We do the same monthly close for US businesses on Xero, including sales tax figures and 1099 preparation, and work alongside your CPA.

Do you set up Dext or Hubdoc?

Yes. Receipt capture setup is included when you start a monthly plan. We connect Dext or Hubdoc to Xero, set supplier rules and match published items to the bank each month.

How do we start?

Book a free 15-minute call or message us on WhatsApp. You get a fixed quote within one working day. Invite us to Xero by Friday and we start on Monday.

Next start date: Monday

A Xero file you'd be happy to send HMRC figures from.

Fixed price in writing within one working day. Late close, free month. First month, money back.

Chat on WhatsApp
WhatsAppBook a call